Four in five clients see financial advice as ‘value for money’

82% of advised investors believe they get good value from financial advice, up 10% from last year  96% of advised clients value their adviser’s accessibility, especially during market volatility  Long-term market confidence is higher among advised investors, showing the benefits of expert financial guidance  People with a financial adviser are more optimistic about their financial […]

Home Finance – In the news

Older borrowers are increasingly taking out ultra-long mortgages, with a 156% rise in the last five years  Half of UK homes saw price increases in 2024, there’s a clear north-south divide in property values  Rent costs for tenants under 45 hit a record £56.2bn due to rising mortgage rates  Retiring with a mortgage  With a […]

Economic Review May 2025

GDP unexpectedly rose by 0.7% in Q1 2025, driven by services, production and investment growth  The Bank of England cut interest rates despite inflation jumping to a 15-month high at 3.5%  The UK labour market shows weakness as payrolls drop and unemployment edges up to 4.5% UK growth beats expectations  First quarter gross domestic product […]

Wealth – In the news

Research highlights key differences in wealth transfer preferences and family financial priorities between men and women  Top financial priorities for 2025 include enjoying life (34%), building emergency savings (30%) and pension saving (11%)  AI now accounts for 42.5% of financial fraud attempts, with cases rising 80% over the past three years  Women put children first […]

Equity Release – cause for optimism

Over 15,000 active customers and £622m in lending recorded in Q4 2024, up from £525m in Q4 2023  A 3.3% increase in UK house prices contributed to larger loan sizes and improved product availability.   A 27% rise in returning customers using further advances shows growing confidence in equity release  Looking at The Equity Release Council’s […]

Commercial Property Market Review – May 2025

Q1 2025 West End investments hit £1.71bn, driven by three major transactions despite fewer deals  UK commercial property demand is rebounding, with offices and industrials gaining, while retail lags behind  The Big Six cities, especially Manchester and Leeds, show strong office market recovery and occupier demand West End investment rebounds   London’s West End commercial property […]

Navigating uncertainty together 

Economic and political uncertainty can lead to impulsive financial decisions—long-term planning is key  Media headlines create noise, but financial plans should be tailored to personal goals, not speculation.  A strong financial strategy is built to adapt—seek expert advice to stay on track  Over the past five years, we’ve experienced a global pandemic, geopolitical conflicts, political […]