US Vice President JD Vance spelled it out in Munich – “there is a new sheriff in town” – and that sheriff’s policies are already having far-reaching consequences. While dealing with geopolitical uncertainties is clearly nothing new for long-term investors, Trump’s re-election has once again vividly highlighted the need for a sound investment approach based […]
Author archives: matthew
Money – In the news
Child Trust Funds still unclaimed Some 728,000 people who have recently turned 18 have not claimed their Child Trust Fund, figures1 show, with the total value of unclaimed money amounting to £1.4bn. Many eligible young people do not know that their account exists, campaigners say. MPs are urging more action from HMRC to inform potential […]
Economic Review April 2025
The UK economy grew 0.5% in February, driven by strong service and manufacturing sectors despite looming headwinds Inflation dipped to 2.6% in March, but April’s household bill hikes are expected to reverse the trend The labour market weakened as vacancies fell, though wage growth remained robust amid cost pressures and job cuts UK economy returns […]
Investment megatrends for 2025 and beyond
Megatrends are powerful, long-term shifts, which are already changing the way we live and work Today, trends such as AI, defence spending, changing energy supplies and demographics, are evident While markets fluctuate daily, megatrends are shaping the future, creating exciting opportunities Investing megatrends are powerful, long-term shifts expected to reshape industries, economies and investment markets […]
Your pension and IHT
By Q3, the government is expected to provide implementation guidance on how pensions and death benefits will be treated Any changes are likely to have the greatest impact on people with established estate plans As proposals are not finalised, it’s wise to consider potential implications but await the final guidance before overhauling plans Chancellor Rachel […]
Stamp Duty changes – tune in
Stamp Duty Land Tax (SDLT) rates reverted on 1 April 2025 to pre-September 2022 levels First-time buyers will have to start paying the tax on any home valued above £300,000 Non-first-time buyers will pay SDLT on properties valued above £125,000. From 1 April 2025, Stamp Duty Land Tax (SDLT) rates revert to the thresholds prevailing […]
Kickstart the new tax year with confidence
With the new tax year allowances in place, now is the time to make smart financial decisions Taking time to review and refine your financial plan can help you stay on track for the future Ensure you’re making the most of the opportunities available – your future self will thank you! The beginning of the […]
Spring tips for UK homebuyers
Spring typically offers an uptick in listings, with 70% of homes listed in February and March completing quickly Buyers have benefited from stable mortgage rates and a wider selection of homes to offer on Early preparation is crucial for making informed and successful decisions in a competitive market As spring gets under way, the UK […]
Start the new tax year strong
The new tax year is a great opportunity to take charge of your finances and set yourself up for financial peace of mind by knowing you have a plan in place. By planning ahead and making the most of available allowances, you can optimise your wealth, reduce tax liabilities and work towards long-term financial security. […]
Time for a spring clean? How about ‘death cleaning’ your finances?
Could your finances benefit from a spring clean? You could take your cue from the Swedes. They believe in ‘döstädning,’ or ‘death cleaning.’ It sounds pessimistic, but it involves decluttering your belongings to reduce the burden you leave behind to loved ones. The philosophy gained international prominence through a 2018 book called The Gentle Art […]